Physicians, now is the time that you have worked for through medical school and training. Your increased income now affords you many opportunities such as buying a home. Not only will you work with a trusted real estate agent that understands the needs and time constraints of your profession, but you will also be able to take advantage of a specialized loan program with a low downpayment and competitive rates. Higher qualifying ratios will allow you to afford the home you have been searching for while paying off medical student loans. Student loan financing options may be available to qualified applicants.